SMS Policy

Standard Mortgage Capital, LLC dba House of Mortgage · NMLS #1604663

SMS / Text Messaging Policy

This policy describes how Standard Mortgage Capital, LLC dba House of Mortgage ("House of Mortgage," "we," "us") uses SMS text messaging to communicate with customers and prospective customers who have opted in to receive text messages.

Enrollment and Consent

You may opt in to receive text messages from House of Mortgage by checking an unchecked consent box on our forms, by replying to a message from us, or by providing your mobile number and affirmatively agreeing to receive texts. Consent to receive text messages is not a condition of purchasing any property, goods, or services from us. By opting in, you agree to receive recurring automated and non-automated text messages at the mobile number provided.

Types of Messages

Messages may include appointment reminders, document requests, loan status updates, rate and program information you have requested, and responses from your House of Mortgage representative. Message frequency varies and depends on your loan activity and interactions with us.

Cost

House of Mortgage does not charge a fee for text messages. Message and data rates may apply according to your wireless carrier's plan. Please contact your carrier for details.

Opting Out

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. You may also opt out by emailing info@houseofmtg.com or calling (201) 685-2860. After you send STOP, we will send a final message confirming your opt-out, and you will receive no further SMS messages from us unless you opt back in.

Help

For help at any time, reply HELP to any message, email info@houseofmtg.com, or call (201) 685-2860.

Privacy

Your mobile information will not be sold or shared with third parties or affiliates for their marketing or promotional purposes. Information you share with us is governed by our Privacy Policy. Text messaging originator opt-in data and consent will not be shared with any third parties, except for vendors and service providers who assist us in delivering messages.

Supported Carriers

Text messaging is supported on all major U.S. carriers, including AT&T, T-Mobile, Verizon, and others. Carriers are not liable for delayed or undelivered messages. Delivery of messages is subject to effective transmission from your network operator and is not guaranteed.

Changes

We may update this SMS Policy from time to time. The current version will always be posted on this page.